Smart Funding for
Every Need
From Business Loans to Home Loans, Education to Machinery — GrowMore matches your exact needs with the right product and handles the entire application process for you.
₹100Cr+
Loans Facilitated
400+
Clients Funded
24 hrs
Avg. Approval
85%
Satisfaction Rate
Explore All Loan Products
Find the loan best suited for your profile, purpose, and financial needs.
Business Loan
Fuel Your Business Growth
Fuel your business growth with smart financing tailored to your ambitions. Expand, invest, and succeed with hassle-free business loan solutions.
₹1L – ₹50L+
Loan Amount
Competitive
Interest Rate
3–7 Days
Processing
Key Features
- Loan from ₹1 Lakh to ₹50 Lakhs+
- Fast approval & quick disbursement
- Competitive interest rates
- Minimal documentation
- Flexible EMI & repayment options
- Available for new & existing businesses
Eligibility
- New or existing business
- Valid GST / Udyam registration
- Bank statements 6–12 months
- ITR / income proof
Loan Usage
Documents Required
- Aadhaar Card & PAN Card
- Business Proof (GST / Shop Act / Udyam)
- Bank Statement (6–12 months)
- ITR / Income Proof
- Passport-size Photo
Salaried Personal Loan
Quick Funds for Every Need
Dreams can't wait — get instant personal loans with fast approval and minimal paperwork. From emergencies to celebrations, we finance every moment that matters.
₹50K – ₹40L+
Loan Amount
10%–24% p.a.
Interest Rate
24–72 Hours
Processing
Key Features
- No collateral or security required
- Loan: ₹50,000 to ₹40+ Lakhs
- Tenure: 12 to 72 months
- Processing: 24–72 hours
- Flexible usage — any purpose
- Minimal paperwork
Advantages
Eligibility
- Must be a salaried employee
- Age: 21 to 60 years
- Min. salary: ₹15,000–₹25,000/month
- Min. 6 months in current job
- Good credit score (750+) preferred
Loan Usage
Documents Required
- PAN Card
- Aadhaar / Voter ID / Passport
- Passport-size photograph
- Last 3–6 months salary slips
- Last 3–6 months bank statements
- Offer letter / Employment ID
- Form 16 / ITR (optional)
Home Loan
Own Your Dream Home
Turn your dream home into reality with easy and affordable home loans. Low interest rates, quick processing, and trusted support at every step.
₹5L – ₹10Cr+
Loan Amount
7.25%–10.50%
Interest Rate
7–15 Days
Processing
Key Features
- Loan ₹5 Lakhs to ₹10+ Crore
- Interest: 7.25%–10.50% approx
- Tenure up to 30 years
- Purchase, Construction, BT & Top-Up
- LTV up to 90% of property value
- Salaried & self-employed eligible
Loan Types
LTV up to 90% for smaller loans
Eligibility
- Salaried: Age 21–60, CIBIL 700+
- Self-Employed: Age 21–65, 2–3 yrs vintage
- Salaried: Min ₹20,000–₹25,000/month
- Self-Employed: Min ₹2.5L p.a. (ITR)
- Stable income & clean credit history
Loan Usage
Documents Required
- PAN Card & Aadhaar Card
- Salary slips / ITR (2–3 yrs for SE)
- Bank Statements (6–12 months)
- Form 16 / Business Proof
- Employment proof / Balance Sheet (SE)
- Property: Sale Agreement, Title Clear, Approved Plan
- Property: NA/NOC from builder/society, Payment Receipt
Loan Against Property
Unlock Your Property's Value
Unlock the value of your property with flexible mortgage loan options. Get high-value funding for personal or business needs with simple documentation.
50%–75% of Value
Loan Amount
8%–12% p.a.
Interest Rate
7–14 Days
Processing
Key Features
- 50%–75% of property market value
- Lower interest than personal loans
- Tenure up to 15–20 years
- Secured — continue using your property
- Multipurpose — business, personal, edu
- Salaried & self-employed eligible
Advantages
Eligibility
- Salaried: Age 21–65, CIBIL 650+
- Self-Employed: Stable income 2–3 years
- Clean credit history
- Income proof: salary slips or ITR
- Must own property being mortgaged
Loan Usage
Documents Required
- Identity Proof: Aadhaar & PAN
- Address Proof
- Income Proof: Salary slips / ITR
- Bank Statements (6–12 months)
- Property Documents: Title Deed, Agreement
Education Loan
Invest in Your Future
Invest in your future with education loans designed for bright dreams. From tuition fees to overseas studies, we support every step of your journey.
Up to ₹50L+
Loan Amount
8%–14% p.a.
Interest Rate
7–15 Days
Processing
Key Features
- India: up to ₹10–15 Lakhs
- Abroad: up to ₹20–50 Lakhs+
- No collateral up to ₹7.5 Lakhs
- Moratorium: course + 6–12 months
- EMI starts after course completion
- Lower rates for IIT, IIM & Tier-1 institutes
Collateral
Eligibility
- Indian citizen aged 16–35 years
- Confirmed admission to recognised course
- Good academic record
- Parent/guardian as co-applicant (mandatory)
- Co-applicant must have stable income
Loan Usage
Documents Required
- Student: Admission letter
- Student: Academic records & entrance scores
- Student: Aadhaar & PAN Card
- Co-applicant: Salary slips / ITR
- Co-applicant: Bank statements & ID proof
- Collateral (if loan > ₹7.5L): Property/FD/LIC
Repayment Terms
- Moratorium: Course duration + 6–12 months
- Tenure: Up to 15 years
- EMI starts after course completion
- Prepayment allowed without penalty (most banks)
Machinery Loan
Power Your Production Line
Upgrade your business with powerful machinery financing solutions. Easy funding for new equipment to boost productivity and growth.
₹1L – ₹5Cr+
Loan Amount
8%–18% p.a.
Interest Rate
5–10 Days
Processing
Key Features
- Loan from ₹1 Lakh to ₹5 Crore+
- Secured & unsecured options available
- Machinery itself can serve as collateral
- Interest from 8%–18% p.a.
- Tenure up to 7–10 years
- Available for MSMEs, manufacturers & contractors
Loan Type
Margin: 10%–25% of machinery cost (margin contribution required)
Eligibility
- Proprietorship / Partnership / Pvt Ltd / LLP
- Business vintage: min 1–3 years
- Age: 21 to 65 years
- CIBIL score 650+ preferred
- Min turnover ₹10L–₹25L (small) / ₹50L+ (large loan)
- Consistent revenue & positive cash flow
Loan Usage
Documents Required
- Aadhaar Card & PAN Card
- Business Proof (GST / Udyam / Shop Act)
- ITR (last 2–3 years)
- Balance Sheet & P&L Statement
- Bank Statements (6–12 months)
- Machinery Quotation / Invoice
Loan Tenure
- Minimum: 1 year
- Maximum: 7–10 years
- Typical: 3–5 years
Your Loan in 5 Simple Steps
We take the complexity out of loan applications — you focus on your business, we handle the rest.
Free Consultation
Experts assess your needs and shortlist the best loan for you.
Document Check
We review and fix documentation gaps before submission.
Application Filing
We prepare and file with the lender on your behalf.
Track & Follow Up
We track, respond to queries, and keep you updated.
Loan Disbursal
We ensure timely disbursal and guide on repayment.
Collaborated Banks & NBFCs
We work with India's leading banks and financial institutions to get you the best loan deals.
HDFC Bank
Axis Bank
ICICI Bank
Kotak Mahindra Bank
Yes Bank
IDFC First Bank
IndusInd Bank
Bandhan Bank
Aditya Birla
Bajaj Finserv
Chola
JIO
Piramal Finance
Shreeram Finance
SMFG
Tata Finance
+ many more regional banks, co-operative banks & microfinance institutions
Common Loan Questions
Not Sure Which Loan
Suits You Best?
Our loan experts will evaluate your profile and recommend the best product with the highest approval chance — completely free.